Until you have absolutely no money, you cannot imagine the true value of having money.
I don’t know when you’re reading this, but when you’re a kid you might understand the value of your money. You don’t understand the value of your parents’ money.
Baby J and Little Man, when your mom and I split up, one weekend you were staying with me and you wanted to go to “The Game Place” and I had to tell you that I didn’t have enough money and you, Baby J, said to just stop at the ATM machine. I had to explain that I had no money anywhere and the ATM machine wouldn’t help me.
This makes me SO sad to even think about.
I have wasted so much money in my life.
You find out what it means to have almost nothing when you can’t scrape together 50 cents to buy a cigarette. You find out how sucky it is to smoke when you’re trying to scrape together 50 cents to buy ONE cigarette.
Shit, having less than 50 cents to your name and wanting to get together a little more so you can blow it on a cigarette and not on… like CANDY… is stupid.
hehe
My mother’s advice: Save 10% of your income in a bank account to blow on anything you want.
** NOW WHAT YOU SHOULD READ INTO THIS IS TO PAY YOUR BILLS WITH THE REST, AND SAVE EVERYTHING ELSE FOR THE LONG TERM. DON’T BLOW MORE THAN 10%.
I don’t know if that’s what she meant.
Your grandfather Don is still around, I hope. He’ll tell you to always be sure you have two months living expenses in cash, in the bank, just in case. I’m sure he’ll advise you to save more than that, but I think he’s saying to not spending any money on anything unless you have your emergency money saved.
I am once again going to be homeless because I don’t have any money saved.
I’m sure I’ll die homeless and penniless.
I didn’t really make a lot of money though. I guess it doesn’t matter whether you make a lot or a little.
I’m not sure how someone who makes minimum wage is expected to live in this country. Even here in Shawnee where the cost of living is pretty low, it still seems to be difficult.
This apartment is the least expensive place I’ve ever rented, but it’s still $400/mo + $50 electric. What is the minimum wage, $7.25/hr?
40 hours x $7.25 = $290
According to a payroll calculator I used on the Internet, the take home for a weekly check grossing $290 in Oklahoma is $251 for a single person with no dependents.
My child support, when I owed it (which I still owe a large balance on) was $254/mo.
There are 4.5 weeks in a month. Total take home in a month, ignoring calendar issues is about $1130.
After child support 876.
After rent and electric 426.
I like having an automobile and insurance is required. 400.
Everyone needs a phone. I’ve been paying $60/mo to AT&T. 340.
I like having Internet service. 300.
That leave 67/week for food and fun.
Holy shit. If you smoke a pack a day (which I hope you don’t) that costs $4.95/pack.
I actually smoke a little less than a pack a day. Let’s say 0.8 packs per day. That’s $28/wk on cigs.
That leaves $39/wk for food and fun!!
Wait, I need gasoline to get to work. Probably at least $20/wk.
That leaves $19/wk for food and fun!!
I guess my apartment is too nice.
Life sucks.
Get an education so people think you know something.
Oh, I left out garnishments by the IRS, the OTC, and the two companies that have judgments against me. If I could score a job making $50k/year (which I can’t, because I have all these things against me, I have a record, and I suck) then I would still have like $19/wk for food and fun!!!
It’s not worth living once you’ve ruined your life, so don’t. 🙂
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